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Privacy FinesSep 10, 2026

Garante per la protezione dei dati personali (Italy) - 613/2026

Italy's DPA fines BBVA €5.5M for sending unsolicited messages after opt-out.

The Italian Data Protection Authority (Garante per la protezione dei dati personali) has fined the Italian branch of Banco Bilbao Vizcaya Argentaria (BBVA) €5.508.000. The fine was imposed because the bank continued to send in-app communications to a data subject even after they had deactivated the feature and objected to the processing. BBVA cited a technical coordination error for the delay in synchronizing the deactivation, but the DPA found this insufficient justification.

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The lesson from this incident

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BBVA Italy failed to honour a data subject's explicit objection to in-app marketing communications, continuing to send messages after the user had deactivated the feature. The bank attributed the failure to a 'technical coordination error' in synchronising user preference changes across its systems, which the Italian DPA (Garante) rejected as insufficient justification. This case illustrates that consent and preference management must be backed by robust, near-real-time technical controls — not manual or loosely coupled processes. Under GDPR, the right to object must be actionable immediately and verifiably enforced, making technical gaps a direct regulatory liability. Organisations that treat preference synchronisation as a low-priority operational task expose themselves to significant fines and reputational damage.

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BBVA (vendor)in-app communications (product)